Payments Liquidity Business Manager

Join our Deposits & Liquidity Performance Analytics team, where you’ll help shape the financial future of our Liquidity & Account Solutions business. You’ll collaborate with talented colleagues, influence key decisions, and make a measurable impact through your analytical expertise and proactive approach. As an Associate in Deposits & Liquidity Performance Analytics, you support the Liquidity & Account Solutions business within Treasury Services. You will deliver critical financial insights through forecasting, variance analysis, and executive reporting. You’ll partner with stakeholders across Finance, Product, and Treasury, translating complex data into clear recommendations. Your work will drive improvements in forecasting, reporting, and controls, with opportunities to demonstrate leadership and grow your career. Job Responsibilities • Lead balance sheet and revenue forecasting and analytics for Liquidity & Account Solutions, ensuring timely and accurate outputs. • Support the end-to-end revenue and net interest income (NII) forecast, including model development, assumptions, and scenario analysis. • Run scenario and sensitivity analyses on rates, yield curves, policy changes, balance movements, and client repricing; synthesize results and recommend actions. • Prepare monthly P&L variance analysis, including variance bridges versus plan, forecast, and prior year; develop driver commentary and investigate key variances. • Reconcile actuals to source systems and allocation methodologies, maintaining traceability and documentation; identify and address data or methodology gaps. • Produce recurring executive-ready reporting, ensuring metric consistency, accuracy, and narrative enhancement as business conditions evolve. • Coordinate inputs and messaging across Finance, Product, and Treasury partners; manage timelines, dependencies, and follow-ups with minimal oversight. • Identify and lead initiatives to improve data quality and automation across forecasting, performance measurement, and reporting. • Uphold strong control standards across reconciliations, allocations, and model governance; ensure documentation is complete and audit-ready. • Serve as a go-to partner for day-to-day questions, communicating complex concepts clearly and escalating risks with proposed solutions. • Demonstrate team-lead potential by mentoring junior team members, driving best practices, and leading small projects or workstreams as needed.   Required Qualifications, Capabilities, and Skills • Bachelor’s degree with experience in finance, treasury, or wholesale transaction banking products. • Strong analytical skills and advanced Excel proficiency, including experience with driver-based models and large datasets. • Experience with business intelligence or analytics tools (e.g., Tableau, Alteryx) and ability to learn new tools quickly. • Proven ability to manage multiple priorities under tight deadlines and work independently through ambiguity. • Strong communication skills, with the ability to translate analysis into concise, executive-ready materials. • Demonstrated leadership behaviors, such as leading workstreams, owning initiatives, process improvement, or mentoring.   Preferred Qualifications, Capabilities, and Skills • Experience with deposits or liquidity products. • Track record of driving automation or process enhancements in financial analysis or reporting. • Familiarity with model governance and audit requirements. • Experience collaborating with cross-functional teams in a matrixed environment.   J.P. Morgan is a global leader in financial services, providing strategic advice and products to the world’s most prominent corporations, governments, wealthy individuals and institutional investors. Our first-class business in a first-class way approach to serving clients drives everything we do. We strive to build trusted, long-term partnerships to help our clients achieve their business objectives.    We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs [https://careers.jpmorgan.com/us/en/how-we-hire/faqs] for more information about requesting an accommodation. J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.