An exciting opportunity exists within our successful and fast-growing Asset Finance division. If you're passionate and ambitious about playing a key role in helping shape and grow our business, then please read on. We are looking for dynamic people, who are ready to make a real difference to an expanding specialist asset finance team. Providing a truly complete service in this market facing role, the Receivables Originator Structured Finance, will support the Senior Director to originate, effectively manage, and successfully grow a diverse client portfolio, which includes Asset Finance’s largest and most sophisticated customers, who require complex tailored products. As Receivables Originator Structured Asset Finance, you’ll play a key role within our Asset Finance business, helping drive growth through the origination, structuring and management of complex, high-value lending relationships. Working with specialist lessors, introducers, vendor finance providers and other industry participants, you’ll develop bespoke funding solutions that meet customer need, whilst supporting Nationwide’s strategic ambitions. Alongside the Senior Director, you’ll be responsible for identifying new opportunities across Structured Asset Finance, including receivables-based transactions, undisclosed agency arrangements and other strategic funding solutions. Working closely with Credit, Risk, Legal, and Operations teams, you’ll help ensure transactions are structured effectively, managed appropriately and deliver strong customer outcomes. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this job you'll be located at our nearest regional office or hub. There will be a need to regularly connect with colleagues for collaboration and in some locations you’ll be expected to spend at least two days a week, or if part time you'll spend 40% of your working time, in the office. If your application is successful, your hiring manager will provide further details on how this works.  Virgin Money is now part of Nationwide Nationwide acquired Virgin Money in October 20 24. Virgin Money continues to serve customers on the high street, and there will be a phased and considered integration over the coming years. You’ll be employed by Nationwide from day one, delivering real impact and benefitting from a highly competitive range of benefits. We’re a workplace where you’re rewarded, recognised and celebrated. Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process. If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application. RESPONSIBILITIES What you’ll be doing You’ll be responsible for originating and developing new Structured Asset Finance relationships, identifying opportunities across the market and building a high-quality pipeline of future business. You’ll assist in customer discussions, structure bespoke financing solutions and negotiate commercial terms for complex transactions, often working alongside legal advisers and other specialists. You will collaborate closely with Credit, Risk, Finance and Operations colleagues to ensure transactions are executed effectively and meet Nationwide’s risk and return expectations. As a recognised industry participant, you’ll actively develop your external network, identifying emerging market opportunities and help shape the future direction of Nationwide’s Asset Finance proposition. About you To be successful in this role you’ll be able to demonstrate: • Significant experience originating and developing new business within the Asset Finance sector. • Proven experience structuring and executing complex, high-value Asset Finance transactions. • Technical knowledge of Structured Asset Finance products, legal documentation and transaction negotiation. • Experience working within a regulated banking or financial services environment with a sound understanding of risk, pricing and governance requirements. • Demonstrable track record of building and maintaining senior relationships across introducers, lessors, funders, and other industry stakeholders. • Experience collaborating with and influencing key internal stakeholders, including Credit, Risk, Finance, Governance and Operations functions. • Proven understanding of a range of asset classes and the associated commercial and risk considerations. Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role: • Feel what customers feel • We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind • Say it straight • We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand • Push for better • We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development • Get it done • We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these. QUALIFICATIONS The extras you’ll get There are all sorts of employee benefits available at Nationwide, including: * 25 days holiday, pro rata • Private medical insurance • A highly competitive pension to help you build a strong foundation for retirement • Access to an annual performance-related bonus • Training and development to help you progress your career • A great selection of additional benefits through our salary sacrifice scheme • Life assurance to provide peace of mind for you and your loved ones in the event of your death • Wellhub – access to a range of free and paid options for health and wellness • Up to 2 days of paid volunteering a year Banking – but fairer, more rewarding, and for the good of society We forge our own path at Nationwide. As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives. If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us. At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society. We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide. What to do next If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us. We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy [https://nationwide-jobs.co.uk/privacy]. If you want to find out more about using AI in our recruitment process, please read more here [https://nationwide-jobs.co.uk/help-and-support]. Disability Confident We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level. That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support [Recruitment.Support@nationwide-jobs.co.uk]. Apply safely with Nationwide Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance on Don’t be conned by a job scam. [https://www.nationwide.co.uk/news-and-stories/job-scams/] The hiring manager for this role is Neil Roberts, and the main recruitment contact is Jess Brown. Please note that should you be successful in securing this role, the job title on our internal systems will be Receivables Originator.