We are looking for a proactive, highly organised, and driven Flow Leader to join our Virgin Money Payment Operations team. As a key part of the operation, Flow Leaders are responsible for overseeing the distribution and prioritisation of work across the team, ensuring workloads are managed effectively and service levels are consistently achieved. Flow Leaders play a vital role in ensuring customers receive a timely, accurate, and seamless payment service, helping to deliver positive outcomes and maintain customer trust. As part of the Payment Operations function, the Flow Leader is responsible for ensuring the efficient and effective delivery of payment services through the oversight, prioritisation, and distribution of work across the team. The role provides day-to-day operational leadership, ensuring workloads are balanced, service levels are achieved, and quality standards and key controls are consistently maintained. By ensuring payment instructions are processed in a timely, controlled, and accurate manner, the Flow Leader plays a critical role in delivering positive customer outcomes and maintaining customer confidence in our payment services. This is a 12-month secondment opportunity. At Nationwide we offer hybrid working wherever possible. More rewarding relationships are supported through our hybrid approach, bringing colleagues together across our UK wide estate, whilst also supporting generous access to home working. We value our time in the office to solve problems, to learn, and to feel connected. For this role, you'll be based at your nearest regional office or hub. We value time spent together to connect with colleagues for collaboration so there will be a regular requirement to attend our Glasgow site approximately (once per quarter). If you are based at an office location, you'll be expected to meet our hybrid working requirement of at least two days a week, or 40% of your working time if part-time, in the office. If you’re based at our Glasgow office, this will apply from 1 April 2027 and ahead of that there will be a need to regularly connect with colleagues for collaboration events. If your application is successful, your hiring manager will provide further details on how this works. Virgin Money is now part of Nationwide Nationwide acquired Virgin Money in October 20 24. Virgin Money continues to serve customers on the high street, and there will be a phased and considered integration over the coming years. You’ll be employed by Nationwide from day one, delivering real impact and benefitting from a highly competitive range of benefits. We’re a workplace where you’re rewarded, recognised and celebrated. Nationwide is committed to the redeployment of our employees impacted by change, as such applications for redeployment candidates will be prioritised in this recruitment process. If you’re a colleague on long-term absence (for example, on parental leave) or a temporary worker, please use your personal email address to submit an application. RESPONSIBILITIES What you’ll be doing Working alongside colleagues, the Flow Leader supports the distribution of various types of payment instructions and exceptions, drives continuous improvement, and helps embed operational excellence across the team. A key aspect of the role is fostering a high-performing team environment through clear communication, leading daily performance and quality meetings, providing constructive feedback, and coaching colleagues to support their development and performance. About you You will have experience in: • Demonstrates a strong customer-focused mindset, with a commitment to delivering excellent customer outcomes and high levels of service. • Has proven experience of supporting colleagues through coaching, training, mentoring, or providing operational guidance and expertise. • Possesses a strong track record of delivering performance against key operational metrics and service level targets within a fast-paced environment. • Exhibits excellent communication and interpersonal skills, with the confidence and ability to lead team meetings, communicate priorities, facilitate performance discussions, and provide constructive feedback to colleagues. • Consistently delivers high-quality work while ensuring adherence to policies, procedures, regulatory requirements, and key controls. • Proactively identifies opportunities for continuous improvement, driving efficiencies, enhancing ways of working, and reducing waste to support operational excellence and business objectives. • Demonstrates the ability to coordinate, prioritise, and distribute workloads effectively to ensure resources are utilised efficiently and customer commitments are met. • Uses sound judgement and decision-making skills to manage operational challenges, escalating issues appropriately and supporting timely resolution. Our customer first behaviours put customers and members at the heart of how we work together. They are the set of behaviours that every colleague needs to display, in every role: • Feel what customers feel • We step into our customers’ shoes, using their feedback and insights to empathise with them and to understand their needs, so that every decision we make starts and finishes with our customers in mind • Say it straight • We are brave in speaking out and saying what we think – we’re honest and direct with good intent, openly sharing diverse perspectives to reach the best conclusions and using language everyone can understand • Push for better • We don’t settle for mediocrity, we challenge the status quo, taking responsibility for continuous improvement and personal development • Get it done • We prioritise what will have the greatest impact, we are decisive, and we take accountability for delivering brilliant customer outcomes You can strengthen your application by showing how our customer first behaviours resonate with you, and where you may have already demonstrated these. QUALIFICATIONS The extras you’ll get There are all sorts of employee benefits available at Nationwide, including: * 25 days holiday, pro rata • Private medical insurance • A highly competitive pension to help you build a strong foundation for retirement • Access to an annual performance-related bonus • Training and development to help you progress your career • A great selection of additional benefits through our salary sacrifice scheme • Life assurance to provide peace of mind for you and your loved ones in the event of your death • Wellhub – access to a range of free and paid options for health and wellness • Up to 2 days of paid volunteering a year Banking – but fairer, more rewarding, and for the good of society We forge our own path at Nationwide. As a mutual, we’re owned by our members - those customers who bank, save or have a mortgage with us. We challenge the financial sector status quo. We don’t see customers as the engine of our own profit. We share our profits with them and put their needs first. Always there when they need us. Supporting them and their lives. If you’re inspired by fairer finances, passionate about making a meaningful impact, and truly care about our customers, you’re one of us. At Nationwide, you are challenged to grow and rewarded for doing so. Valued. Recognised. Inspired to be your best. As a community, we want our working lives to count. As a team, we celebrate what we achieve. As a standard-setter, we work for the good of customers, communities, and broader society. We are purpose-driven. Uncompromisingly customer. Unstoppably Nationwide. What to do next If this role is for you, please click the ‘Apply Now’ button. You’ll need to attach your up-to-date CV and answer a few quick questions for us. We respond to everyone, so we will be in contact shortly after the closing date to let you know the outcome of your application. Keeping your data and personal information confidential is important to us. To find out more about how we use and process your data, please read our Privacy policy [https://nationwide-jobs.co.uk/privacy]. If you want to find out more about using AI in our recruitment process, please read more here [https://nationwide-jobs.co.uk/help-and-support]. Disability Confident We’re not just guided by data, we’re driven by the real experiences of our people. We’re a Disability Confident Level 3 Leader, the highest level. That’s why we’re constantly evolving our policies and practices to make sure everyone feels genuinely supported, valued, and empowered to champion inclusion. Whatever your needs, we’re here to support you. If you need any additional support throughout your application journey, email our team at Recruitment Support [Recruitment.Support@nationwide-jobs.co.uk]. Apply safely with Nationwide Recruitment scams can look convincing, so take a moment to check the role is listed on our official careers site and read our guidance on Don’t be conned by a job scam. [https://www.nationwide.co.uk/news-and-stories/job-scams/] The hiring manager for this role is Danielle Creevy, and the main recruitment contact is Nathan Richens.